Jump to content

Canadian Student Loan Stuffs


VCR_CAT

Recommended Posts

http://www.cbc.ca/news/canada/kitchener-waterloo/federal-student-grants-increased-aug-1-1.3700762

 

Long story short: Some government grants that students can apply for are increasing up to 50%. AS WELL, "Starting November 1, students who have borrowed money from the government will not be required to begin repaying their loan until they start earning at least $25,000 per year."

 

Overall, I'm sure the latter will involve other terms and conditions that we'll find out about once the time for this draws closer (such as if students drop-out, leave the country, etc.) But, for the time being, this sounds prreeeeettty good.

Link to comment
Share on other sites

So basically it gives you time to find a meaningful job and then start paying off your loans, instead of putting you in debt immediately?

 

Sounds kinda sketch, but I do like it.  I just hope that people don't take advantage of that and end up doing something like. . . purposely getting a low paying job and just borrowing that money for nothing.

Link to comment
Share on other sites

I just hope that people don't take advantage of that and end up doing something like. . . purposely getting a low paying job and just borrowing that money for nothing.

 

I dont think that people would be very likely to do that considering that youd be living with a low paying job, people who are likely to do that are probably quite a small bunch because youd be living a miserable life.

Link to comment
Share on other sites

The payment threshold is the same as we have in the UK. I personally think it's fantastic because it basically turns our loan repayment into a tax above a certain thresthold. Additionally in the UK our loan gets written off after something like 40 years if you've not paid it off, so there's no possible risk of bankruptcy. 

 

It's a pretty fair method of letting people deal with outrageously high fees for education. 

Link to comment
Share on other sites

Archived

This topic is now archived and is closed to further replies.

×
×
  • Create New...